Investment Simulator

Is this property worth buying? Let the numbers decide.

Quick Calculator

£

What you'll pay for the property

£

Defaults to 1% of the price — adjust as needed

%

Cash you put down upfront

%

Interest rate on your mortgage

Investment Verdict

Excellent
Risk: Low

Monthly Cash Flow

+£1,368

per month

Cash Required

£80,700

to get started

Est. Profit (10 yrs)

£195,459

Risk Level

Low

This property is expected to generate positive monthly income with strong long-term growth. Based on the current assumptions, this is an excellent long-term investment.

Cash Needed

Deposit
£58,750
Stamp Duty (5.9%)
£13,950
Fees & Renovation
£8,000

Total Cash Required

£80,700

Monthly Income

Monthly Rent
£2,500
Mortgage Payment
£705
Other Costs
£428

Monthly Profit

+£1,368

Long-Term Growth

Current Value
£235,000
Estimated Value (10 yrs)
£315,820
Mortgage Remaining
£176,250

Equity Built (10 yrs)

£80,820

If You Sell

Estimated Sale Price
£315,820
Sale Costs & Tax
-£16,801
Mortgage to Repay
-£176,250
Cash Invested
-£80,700
Rental Profit (after tax)
+£153,390

Total Profit (10 yrs)

+£195,459

sale profit plus rental profit

Property Health Check

5 of 5 checks looking healthy

Positive monthly cash flow
Strong long-term equity growth
Rental yield of 12.8%
Resilient to interest rate rises
Healthy deposit size